{"id":13917,"date":"2025-07-04T16:41:19","date_gmt":"2025-07-04T14:41:19","guid":{"rendered":"https:\/\/www.contovista.com\/?page_id=13917"},"modified":"2025-11-18T11:27:45","modified_gmt":"2025-11-18T10:27:45","slug":"smart-balance-optimizer","status":"publish","type":"page","link":"https:\/\/www.contovista.com\/en\/products\/smart-balance-optimizer\/","title":{"rendered":"Smart Balance Optimiser"},"content":{"rendered":"<section height=\"710\" class=\"hero hero--diagonal   logo-color logo-color-white no-lazy\">\n  <div class=\"container container--standard\">\n    <div class=\"hero__wrapper flex row jscb\">\n\n            <div class=\"hero__info  hero__info--medium hero__info--for-standard-image\">\n\n        <!-- Article data  -->\n                <!-- Article data  -->\n\n        <!-- Titles  -->\n                              <h1 class=\"white\">Smart Balance Optimiser<\/h1>\n                   \n\n                <!-- Titles  -->\n\n        <!-- Description  -->\n                  <p class=\"white hero__info-description-desktop\">The agentic AI-powered balance and interest optimiser for digital banking \u2013 for both retail and business customers. <\/p>\n                          <p class=\"white hero__info-description-mobile\">The agentic AI-powered balance and interest optimiser for digital banking \u2013 for both retail and business customers.  <\/p>\n                <!-- Description  -->\n\n        <!-- Button  -->\n        \t\t\t  <a \n\t\t\t\thref=\"https:\/\/www.contovista.com\/en\/contact\/\" \n\t\t\t\tclass=\"btn\"\n\t\t\t\tdata-modal=\"modal-hero\"\n\t\t\t\ttarget=\"\">\n\t\t\t\tContact our experts \n\t\t\t  <\/a>\n         \n        <!-- Button  -->\n\n        <!-- Clients slider  -->\n                <!-- Clients slider  -->\n\n\n      <\/div>\n\n      <!-- Image \/ Lottie  -->\n              <div class=\"hero__image hero__image--standard\"> \n          <img decoding=\"async\" \n            class=\"no-lazy\"\n            src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/08\/Illustrations-1200x630px_smart-balance-optimizer.png\" \n            alt=\"\"\n            caption=\"\"\n            description=\"\"\n            fetchpriority=\"high\">\n        <\/div> \n            <!-- Image \/ Lottie  -->\n\n    <\/div>\n  <\/div>\n<\/section> \n\n\n \n\n\r\n\r\n<div class=\"breadcrumbs\">\r\n  <div class=\"container\">\r\n    <div class=\"breadcrumbs__wrapper flex row aic\">\r\n      <nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav>    <\/div> \r\n  <\/div>\r\n<\/div>\r\n\r\n\n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <h2>The smart solution for smart digital banking<\/h2>\r\n          <div class=\"textbox\">\r\n        <p>The Smart Balance Optimiser uses <strong>explainable AI to maximize returns by optimizing liquidity across accounts<\/strong>&#8211; while ensuring funds are available when needed.<\/p>\n<p>It continuously detects real-time financial patterns, forecasts liquidity requirements, and proactively recommends fund movements between accounts.<\/p>\n<p>Customers can effortlessly approve these suggestions directly within their digital banking environment\u2014seamlessly integrated. They gain greater control, peace of mind, and tangible financial gains.<\/p>\n<p>For financial institutions, new revenue opportunities and efficiency gains can be achieved, while stickier deposits mean enhanced margins, reduced funding and capital costs. It strengthens customer retention through relevant, intelligent digital experiences\u2014positioning banks at the forefront of digital innovation.<\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"image section logo-color logo-color-dark\" >\r\n  <div class=\"container\">\r\n    <div class=\"image__wrapper\">\r\n\r\n  \r\n      <img decoding=\"async\" \r\n        src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/08\/20250806_SBO_Screenrecording_Mockup_final.gif\" \r\n        alt=\"\"\r\n        caption=\"\"\r\n        description=\"\">\r\n\r\n              <p class=\"text14 dark-sky-80\">Illustration: The Smart Balance Optimiser by Contovista<\/p>\r\n      \r\n      \r\n    <\/div>\r\n  <\/div>\r\n<\/section>  \n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <h2>Beyond automation: Toward self-driving money<\/h2>\r\n          <div class=\"textbox\">\r\n        <p>This is <strong>more than a smart assistant<\/strong>. The Smart Balance Optimiser marks a foundational shift toward self-driving money\u2014enabling users to delegate trusted financial decisions. For banks, it signals <strong>the beginning of the agentic era<\/strong>: where financial systems evolve into intelligent platforms that interact with agents across individuals, institutions, and ecosystems.<\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\n<section class=\"section demo logo-color logo-color-dark\" data-is-animated=\"\"  >\n  <div class=\"container\">\n      <h2>The Smart Balance Optimiser at a glance <\/h2>\n  \n    <div class=\"demo__wrapper flex jcfe\">\n\n      <div class=\"demo__images\">\n                    \n                    \n          <div class=\"demo__item-image demo__item-image--active\">\n            <img decoding=\"async\" \n              src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/07\/20250723_SBO_widget_small_1.png\"  \n              alt=\"\"\n              caption=\"\"\n              description=\"\">\n          <\/div>\n\n          \n                  \n                    \n          <div class=\"demo__item-image\">\n            <img decoding=\"async\" \n              src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/07\/20250723_SBO_realtime-intelligence_small_2.png\"  \n              alt=\"\"\n              caption=\"\"\n              description=\"\">\n          <\/div>\n\n          \n                  \n                    \n          <div class=\"demo__item-image\">\n            <img decoding=\"async\" \n              src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/07\/20250723_SBO_full-controll_small_3.png\"  \n              alt=\"\"\n              caption=\"\"\n              description=\"\">\n          <\/div>\n\n          \n                  \n                    \n          <div class=\"demo__item-image\">\n            <img decoding=\"async\" \n              src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/07\/20250723_SBO_intelligence_liquidity_small_4.png\"  \n              alt=\"\"\n              caption=\"\"\n              description=\"\">\n          <\/div>\n\n          \n                   \n            <\/div>\n      <div class=\"demo__items\">\n                  <div class=\"demo__item demo__item--active\" data-demo-item=\"1\">\n            <div class=\"demo__item-wrapper flex row aifs\">\n              <div class=\"demo__item-num flex aic jcc\">1<\/div>\n              <div class=\"demo__item-info\">\n                <h3 class=\"demo__item-title fw700 h5\">Simple intuitive Widget <\/h3>\n                <div class=\"demo__item-description\">\n                  <p>Designed to be lean and engaging, the Smart Balance Optimizer transforms financial decisions into a smooth user experience\u2014via intuitive widgets, clear flows, satisfying confirmations, and helpful contextual guidance.<\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n                    <div class=\"demo__item\" data-demo-item=\"2\">\n            <div class=\"demo__item-wrapper flex row aifs\">\n              <div class=\"demo__item-num flex aic jcc\">2<\/div>\n              <div class=\"demo__item-info\">\n                <h3 class=\"demo__item-title fw700 h5\">Real-time intelligence<\/h3>\n                <div class=\"demo__item-description\">\n                  <p>Analyses the financial picture across all accounts and banking relationships \u2013 including the transaction history, income and spending patterns, liquidity forecasts, and interest rates.<\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n                    <div class=\"demo__item\" data-demo-item=\"3\">\n            <div class=\"demo__item-wrapper flex row aifs\">\n              <div class=\"demo__item-num flex aic jcc\">3<\/div>\n              <div class=\"demo__item-info\">\n                <h3 class=\"demo__item-title fw700 h5\">Full control<\/h3>\n                <div class=\"demo__item-description\">\n                  <p>Customers see all details clearly and transparently, understand the forecasted return, and can edit, set rules, and ultimately approve the proposal.<\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n                    <div class=\"demo__item\" data-demo-item=\"4\">\n            <div class=\"demo__item-wrapper flex row aifs\">\n              <div class=\"demo__item-num flex aic jcc\">4<\/div>\n              <div class=\"demo__item-info\">\n                <h3 class=\"demo__item-title fw700 h5\">Smart liquidity planning<\/h3>\n                <div class=\"demo__item-description\">\n                  <p>Precise analytics, smart forecasts, and personalized safety buffers ensure customers always have enough liquidity for upcoming expenses. <\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n                <\/div>\n    <\/div>\n\n\n    <!-- Button  -->\n \t \n\n             \n    <!-- Button  -->\n\n    \n  <\/div> \n<\/section>\n\n<!-- modal  -->\n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <h2>Easy Integration \u2013 Flexible Delivery <\/h2>\r\n          <div class=\"textbox\">\r\n        <p>The <strong>Smart Balance Optimiser is available as an add-on module<\/strong> for <a href=\"https:\/\/www.contovista.com\/en\/products\/personal-finance-manager\/\">AI Personal Finance Manager<\/a> and <a href=\"https:\/\/www.contovista.com\/en\/products\/business-finance-manager\/\">BFM<\/a>, or as a <strong>standalone solution<\/strong>. Delivered via web or mobile component or API \u2013 seamlessly integrated into any system landscape &#8211; ISO-compliant, scalable and cloud-ready.<\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\n<section class=\"scrollcopy section logo-color logo-color-dark\" id=\"features_en\" >\n  <div class=\"container\">\n\n    <div class=\"scrollcopy__wrapper flex row jcsb\"> \n\n      <div class=\"scrollcopy__stickybar\">\n                    \n          \n            <div \n              data-subtitle=\"1\"\n              class=\"scrollcopy__stickybar-item scrollcopy__stickybar-item--active\">\n              More Earnings            <\/div>\n          \n                  \n          \n            <div \n              data-subtitle=\"2\"\n              class=\"scrollcopy__stickybar-item\">\n              Liquidity with Confidence            <\/div>\n          \n                  \n          \n            <div \n              data-subtitle=\"3\"\n              class=\"scrollcopy__stickybar-item\">\n              Effortless User Experience            <\/div>\n          \n                  \n          \n            <div \n              data-subtitle=\"4\"\n              class=\"scrollcopy__stickybar-item\">\n              Stronger customer retention            <\/div>\n          \n                  \n          \n            <div \n              data-subtitle=\"5\"\n              class=\"scrollcopy__stickybar-item\">\n              Digital Edge            <\/div>\n          \n                   \n            <\/div>\n\n      <div class=\"scrollcopy__content\">\n                    \n                    \n            <div \n              data-body-scrollcopy-content-item=\"1\"\n              class=\"scrollcopy__content-item scrollcopy__content-item--active\">\n\n              <div class=\"scrollcopy__content-item-subtitle scrollcopy__content-item-subtitle--active\">More Earnings<\/div>\n\n              <h2>Unlocking hidden value:<\/h2>\n\t\t\t\t\n\t\t\t\t\n              <div class=\"textbox dark-sky-80\">\n                <p>85% of digital-banking users are not fully utilizing their potential, leaving on average CHF 160* per year untouched.<\/p>\n<p>Banks can transform this dormant value into new revenue streams through a high-margin fee model, increased deposits, and unlocked capital for lending or low-risk investments.<\/p>\n<p><em>*Source: Contovista inhouse data analysis<\/em><\/p>              <\/div>\n\n              <!-- Button  -->\n                            \n                                           \n              <!-- Button  -->\n\n            <\/div>\n\n             <!-- Modal  -->\n                         <!-- Modal  -->\n\n            \n        \n                    \n            <div \n              data-body-scrollcopy-content-item=\"2\"\n              class=\"scrollcopy__content-item\">\n\n              <div class=\"scrollcopy__content-item-subtitle\">Liquidity with Confidence<\/div>\n\n              <h2>Save and fully automated<\/h2>\n\t\t\t\t\n\t\t\t\t\n              <div class=\"textbox dark-sky-80\">\n                <p>The Smart Balance Optimiser ensures the right buffer is always in place to avoid overdrafts and missed payments.<\/p>\n<p>For banks, this means more stable deposits, better LCR ratios, and reduced need for emergency funding.<\/p>              <\/div>\n\n              <!-- Button  -->\n                            \n                                           \n              <!-- Button  -->\n\n            <\/div>\n\n             <!-- Modal  -->\n                         <!-- Modal  -->\n\n            \n        \n                    \n            <div \n              data-body-scrollcopy-content-item=\"3\"\n              class=\"scrollcopy__content-item\">\n\n              <div class=\"scrollcopy__content-item-subtitle\">Effortless User Experience<\/div>\n\n              <h2>Drive simplicity with guided automation<\/h2>\n\t\t\t\t\n\t\t\t\t\n              <div class=\"textbox dark-sky-80\">\n                <p>No more manual transfers, Excel sheets or mental math \u2013 users get clear, smart suggestions in just a few clicks.<\/p>\n<p>Banks benefit from reduced support inquiries and lower operational costs.<\/p>              <\/div>\n\n              <!-- Button  -->\n                            \n                                           \n              <!-- Button  -->\n\n            <\/div>\n\n             <!-- Modal  -->\n                         <!-- Modal  -->\n\n            \n        \n                    \n            <div \n              data-body-scrollcopy-content-item=\"4\"\n              class=\"scrollcopy__content-item\">\n\n              <div class=\"scrollcopy__content-item-subtitle\">Stronger customer retention<\/div>\n\n              <h2>Boosting relevance<\/h2>\n\t\t\t\t\n\t\t\t\t\n              <div class=\"textbox dark-sky-80\">\n                <p>More than 50% of users view financial well-being as a top priority. The Smart Balance Optimiser becomes a daily digital companion \u2013 analyzing spending, encouraging savings, and promoting better money habits.<\/p>\n<p>The result: increased relevance, deeper long-term trust and retention for Banks.<\/p>              <\/div>\n\n              <!-- Button  -->\n                            \n                                           \n              <!-- Button  -->\n\n            <\/div>\n\n             <!-- Modal  -->\n                         <!-- Modal  -->\n\n            \n        \n                    \n            <div \n              data-body-scrollcopy-content-item=\"5\"\n              class=\"scrollcopy__content-item\">\n\n              <div class=\"scrollcopy__content-item-subtitle\">Digital Edge<\/div>\n\n              <h2>At the core of smart banking<\/h2>\n\t\t\t\t\n\t\t\t\t\n              <div class=\"textbox dark-sky-80\">\n                <p>The Smart Balance Optimser delivers a next-gen experience that users love &#8211; analyzing behavior, offering actionable advice, and helping users to be in control.<\/p>\n<p>It strengthens the digital positioning of financial institutions, accelerates acquisition, and opens up cross-selling opportunities \u2013 from cards and investments to additional services.<\/p>              <\/div>\n\n              <!-- Button  -->\n                            \n                                           \n              <!-- Button  -->\n\n            <\/div>\n\n             <!-- Modal  -->\n                         <!-- Modal  -->\n\n            \n         \n            <\/div>\n\n    <\/div>\n\n\n  <\/div>\n<\/section>\n\n\n\r\n<section \r\n  style=\"background: linear-gradient(90deg, rgba(34, 236, 187, 0.5) 0%, rgba(6, 78, 96, 0.5) 28.12%, rgba(0, 41, 75, 0.5) 100%),url(https:\/\/www.contovista.com\/wp-content\/uploads\/2022\/10\/Lounge-scaled.jpg);background-position: center; background-repeat:no-repeat; background-size: cover;\"\r\n  class=\"section contact contact--diagonal-up   logo-color logo-color-white\"  >\r\n  <div class=\"container\">\r\n    <div class=\"contact__wrapper\">\r\n          <h2 class=\"white\">Ready to build self-driving liquidity into your digital banking stack? <\/h2>\r\n          <p class=\"fw700 white\">Let\u2019s explore how the Smart Balance Optimiser fits your portfolio \u2013 book your individual live demo today.<\/p>\r\n\r\n      <!-- Button  -->\r\n       \r\n                  <a \r\n        href=\"\/en\/contact\" \r\n        class=\"btn btn--gradient\"\r\n        data-modal=\"modal-contacts\"\r\n        target=\"_self\">\r\n        Contact us \r\n        <span class=\"btn--gradient--span1\"><\/span>\r\n        <span class=\"btn--gradient--span2\"><\/span>\r\n      <\/a>\r\n      \r\n            <!-- Button  -->\r\n\r\n\r\n    <\/div>\r\n  <\/div>\r\n<\/section>  \r\n\r\n  \n\n\r\n<section class=\"section testimonials logo-color logo-color-dark\" >\r\n  \r\n  <div class=\"testimonials__wrapper flex row\">\r\n     \r\n\r\n            <div class=\"testimonial\">\r\n                              <div class=\"testimonial__logo\">\r\n                  <img decoding=\"async\" \r\n                    src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2022\/11\/Logo_der_Thurgauer_Kantonalbank.svg\" \r\n                    alt=\"Logo der Thurgauer Kantonalbank\" \r\n                    caption=\"\" \r\n                    description=\"\"> \r\n                <\/div>\r\n              \r\n                              <div class=\"testimonial__image\">\r\n                  <img decoding=\"async\" \r\n                    src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2022\/11\/TKB_Andreas-Lenke.png\" \r\n                    alt=\"TKB_Andreas Lenke\" \r\n                    caption=\"\" \r\n                    description=\"\">\r\n                <\/div>\r\n              \r\n              <h4 class=\"testimonial__title teal fw700\">Andreas Lenke<\/h4>\r\n              <h5 class=\"testimonial__subtitle fw700\">Manager Strategic Projects at Thurgauer Kantonalbank<\/h5>\r\n              <p class=\"testimonial__text dark-sky-80\">\u00ab With the personal financial assistant, we offer our customers great added value right from the start of the new portal and can, among other things, fulfil their wish for a clear and attractive presentation of their private finances. \u00bb<\/p>\r\n            <\/div>\r\n\r\n           \r\n\r\n            <div class=\"testimonial\">\r\n                              <div class=\"testimonial__logo\">\r\n                  <img decoding=\"async\" \r\n                    src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2022\/10\/valiant-bank-ag-vector-logo-1.png\" \r\n                    alt=\"\" \r\n                    caption=\"\" \r\n                    description=\"\"> \r\n                <\/div>\r\n              \r\n                              <div class=\"testimonial__image\">\r\n                  <img decoding=\"async\" \r\n                    src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2022\/09\/Valiant_Christoph-Wille-e1723468384228.jpg\" \r\n                    alt=\"\" \r\n                    caption=\"\" \r\n                    description=\"\">\r\n                <\/div>\r\n              \r\n              <h4 class=\"testimonial__title teal fw700\">Christoph Wille<\/h4>\r\n              <h5 class=\"testimonial__subtitle fw700\">Head of Sales Channels and Member of the Executive Board at Valiant Bank AG<\/h5>\r\n              <p class=\"testimonial__text dark-sky-80\">\u00ab With the Multibanking Service we are responding to the high demand from our business customers for a comprehensive overview of their accounts with Valiant and other banks. In combination with the BFM, we are offering an exclusive service in Switzerland, enabling SMEs to easily manage their finances and liquidity across banks. This represents a clear differentiating factor and strengthens our position as a modern SME bank. \u00bb<\/p>\r\n            <\/div>\r\n\r\n           \r\n\r\n            <div class=\"testimonial\">\r\n                              <div class=\"testimonial__logo\">\r\n                  <img decoding=\"async\" \r\n                    src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2022\/09\/Logo_der_Schwyzer_Kantonalbank-1.svg\" \r\n                    alt=\"test\" \r\n                    caption=\"test\" \r\n                    description=\"test\"> \r\n                <\/div>\r\n              \r\n                              <div class=\"testimonial__image\">\r\n                  <img decoding=\"async\" \r\n                    src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2022\/09\/SKZB_Dominik_Gabler-e1666273172408.png\" \r\n                    alt=\"\" \r\n                    caption=\"\" \r\n                    description=\"\">\r\n                <\/div>\r\n              \r\n              <h4 class=\"testimonial__title teal fw700\">Dominik Gabler<\/h4>\r\n              <h5 class=\"testimonial__subtitle fw700\">Data Scientist at SZKB<\/h5>\r\n              <p class=\"testimonial__text dark-sky-80\">\u00ab The solutions in analytics and machine learning make it possible to analyze and address individual customer needs and use the insights gained profitably. Contovista is an ideal partner and source of inspiration for Schwyzer Kantonalbank and regularly provides inspiration on how we can exploit untapped business potential in the digital world.  \u00bb<\/p>\r\n            <\/div>\r\n\r\n           \r\n\r\n            <div class=\"testimonial\">\r\n                              <div class=\"testimonial__logo\">\r\n                  <img decoding=\"async\" \r\n                    src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2022\/09\/Neon_Logo_600PPI_RGB-e1668084547618.png\" \r\n                    alt=\"Logo von Neon\" \r\n                    caption=\"\" \r\n                    description=\"\"> \r\n                <\/div>\r\n              \r\n                              <div class=\"testimonial__image\">\r\n                  <img decoding=\"async\" \r\n                    src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2022\/11\/NEON_Simon-Youssef.png\" \r\n                    alt=\"\" \r\n                    caption=\"\" \r\n                    description=\"\">\r\n                <\/div>\r\n              \r\n              <h4 class=\"testimonial__title teal fw700\">Dr. Simon Youssef<\/h4>\r\n              <h5 class=\"testimonial__subtitle fw700\">Co-founder Neon<\/h5>\r\n              <p class=\"testimonial__text dark-sky-80\">\u00ab As a young Fintech we were looking for a dynamic product and besides the clean API interface the fast and unbureaucratic cooperation with Contovista convinced us from the beginning. \u00bb<\/p>\r\n            <\/div>\r\n\r\n           \r\n\r\n            <div class=\"testimonial\">\r\n                              <div class=\"testimonial__logo\">\r\n                  <img decoding=\"async\" \r\n                    src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2022\/09\/800px-Aargauische_Kantonalbank_logo.svg.png\" \r\n                    alt=\"\" \r\n                    caption=\"\" \r\n                    description=\"\"> \r\n                <\/div>\r\n              \r\n                              <div class=\"testimonial__image\">\r\n                  <img decoding=\"async\" \r\n                    src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2022\/09\/akb_Marti_Fabian_farbig.jpg\" \r\n                    alt=\"\" \r\n                    caption=\"\" \r\n                    description=\"\">\r\n                <\/div>\r\n              \r\n              <h4 class=\"testimonial__title teal fw700\">Fabian Marti<\/h4>\r\n              <h5 class=\"testimonial__subtitle fw700\">Head of Digital Solutions at Aargauischen Kantonalbank<\/h5>\r\n              <p class=\"testimonial__text dark-sky-80\">\u00ab Digitization covers all areas of a company and is becoming increasingly important in the financial sector. With Contovista&#039;s financial assistants, we therefore offer our private and business customers modern extensions to the AKB portal. The services were immediately received positively by our customers and make digital banking even more personal \u00bb<\/p>\r\n            <\/div>\r\n\r\n           \r\n\r\n            <div class=\"testimonial\">\r\n                              <div class=\"testimonial__logo\">\r\n                  <img decoding=\"async\" \r\n                    src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2022\/11\/Group-3.svg\" \r\n                    alt=\"\" \r\n                    caption=\"\" \r\n                    description=\"\"> \r\n                <\/div>\r\n              \r\n                              <div class=\"testimonial__image\">\r\n                  <img decoding=\"async\" \r\n                    src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2022\/09\/Viseca_Roland-Zwyssig.jpg\" \r\n                    alt=\"\" \r\n                    caption=\"\" \r\n                    description=\"\">\r\n                <\/div>\r\n              \r\n              <h4 class=\"testimonial__title teal fw700\">Roland Zwyssig<\/h4>\r\n              <h5 class=\"testimonial__subtitle fw700\">Viseca Payment Services SA, Senior Advisor <\/h5>\r\n              <p class=\"testimonial__text dark-sky-80\">\u00ab The cooperation with Contovista can help established financial institutions to introduce innovative services and functions faster. Viseca strives to play a pioneering role in the digitisation of credit cards and, together with partners from the Fintech sector, to create added value for both partner banks and credit card customers. \u00bb<\/p>\r\n            <\/div>\r\n\r\n                              <\/div>\r\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":6408,"parent":14,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-13917","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/pages\/13917","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/comments?post=13917"}],"version-history":[{"count":37,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/pages\/13917\/revisions"}],"predecessor-version":[{"id":15005,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/pages\/13917\/revisions\/15005"}],"up":[{"embeddable":true,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/pages\/14"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/media\/6408"}],"wp:attachment":[{"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/media?parent=13917"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}