{"id":12355,"date":"2024-07-22T10:00:52","date_gmt":"2024-07-22T08:00:52","guid":{"rendered":"https:\/\/www.contovista.com\/news_latest-news\/ai-as-a-competitive-edge\/"},"modified":"2025-04-04T09:15:17","modified_gmt":"2025-04-04T07:15:17","slug":"ai-as-a-competitive-edge","status":"publish","type":"post","link":"https:\/\/www.contovista.com\/en\/news\/latest-news\/ai-as-a-competitive-edge\/","title":{"rendered":"AI as a Competitive Edge"},"content":{"rendered":"<section height=\"710\" class=\"hero hero--diagonal hero--blue logo-color logo-color-white no-lazy\">\n  <div class=\"container container--standard\">\n    <div class=\"hero__wrapper flex row jscb\">\n\n            <div class=\"hero__info  hero__info--medium hero__info--for-standard-image\">\n\n        <!-- Article data  -->\n        \n                    <a \n            href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/\" \n            class=\"hero__go-back-link\">\n            back to the overview          <\/a>\n          <div class=\"article__data article__data--postpage flex row aic\">\n            <span>22.07.2024<\/span>\n\n                        <span>10 min read<\/span> \n          <\/div>\n                <!-- Article data  -->\n\n        <!-- Titles  -->\n                              <h1 class=\"white\">AI as a Competitive Edge<\/h1>\n                   \n\n                <!-- Titles  -->\n\n        <!-- Description  -->\n                  <p class=\"white hero__info-description-desktop\">Background, Principles, and Specific Use Cases.<\/p>\n                          <p class=\"white hero__info-description-mobile\">Background, Principles, and Specific Use Cases.<\/p>\n                <!-- Description  -->\n\n        <!-- Button  -->\n         \n        <!-- Button  -->\n\n        <!-- Clients slider  -->\n                <!-- Clients slider  -->\n\n\n      <\/div>\n\n      <!-- Image \/ Lottie  -->\n              <div class=\"hero__image hero__image--standard\"> \n          <img decoding=\"async\" \n            class=\"no-lazy\"\n            src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2024\/07\/20240723-Contovista-Blog-Post-AI-Principles_1.jpg\" \n            alt=\"\"\n            caption=\"\"\n            description=\"\"\n            fetchpriority=\"high\">\n        <\/div> \n            <!-- Image \/ Lottie  -->\n\n    <\/div>\n  <\/div>\n<\/section> \n\n\n \n\n\r\n\r\n<div class=\"breadcrumbs\">\r\n  <div class=\"container\">\r\n    <div class=\"breadcrumbs__wrapper flex row aic\">\r\n      <nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav>    <\/div> \r\n  <\/div>\r\n<\/div>\r\n\r\n\n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <h2>How Contovista Uses Artificial Intelligence as a Growth Lever for Financial Institutions  <\/h2>\r\n          <div class=\"textbox\">\r\n        <p><em><strong>An interview about the background, principles, and specific use cases for artificial intelligence at Contovista.<\/strong><\/em><\/p>\n<p>With advanced data analytics technologies and user-centric solutions, Contovista is able to unleash the potential of artificial intelligence to deliver an attractive value proposition for financial institutions.<br \/>\nThe topic, however, is quite complex. How does AI specifically help banks and their customers? What principles need to be considered to ensure that the use of AI is not only productive and innovative but also robust, ethical, and secure? And what is the deal with the new Contovista AI principles?<\/p>\n<p>We discussed these questions with two Contovista AI experts, Martin Biehler (Senior Data Scientist) and Ilario Giordanelli (Data Scientist).<\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <div class=\"textbox\">\r\n        <p><em><strong>The term &#8220;artificial intelligence&#8221; covers a broad spectrum. As experts at Contovista, what do you understand by this and what are the benefits?<\/strong><\/em><\/p>\n<p><em><strong>Ilario<\/strong><\/em>: At Contovista, we understand AI as the ability of machines and software to perform tasks that usually require human intelligence. This includes learning from data, pattern recognition, understanding natural language, and decision-making. For example, we use AI to accurately identify merchants and categories based on transaction data. We then transform this data into meaningful, data-driven insights for end customers, allowing them to have better oversight and control over their finances. Banks have access to <a href=\"https:\/\/www.contovista.com\/en\/products\/enrichment-engine\/client-analytics\/\">around 15 analytics features through our five AI-based client analytics<\/a> modules.<\/p>\n<p><em><strong>Martin<\/strong><\/em>: In the context of AI, it\u2019s important to also speak about machine learning, which is a subset of AI that has been used for a long time. While machine learning has proven effective in pattern recognition within datasets, approaches such as generative artificial intelligence (GenAI) provide context-sensitive results even in areas where they have not been specifically trained. In addition, we need to distinguish this from general artificial intelligence (GAI), which is still a thing of the future.<\/p>\n<p>ML approaches sometimes suffer from issues like the generalisation gap, where a model fails to generalise. Other common weaknesses include overfitting (over-adapting to training data), bias (prejudices in the training data), and data quality problems. Machine learning has made impressive strides and enabled many practical applications, but an innovative use of AI can achieve entirely different results in terms of contextualisation and flexibility.<\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <div class=\"textbox\">\r\n        <p><strong><em>Why is it necessary to define AI principles for companies? For example, Contovista has recently adopted explicit, binding AI principles for its own solutions.<\/em><\/strong><\/p>\n<p><em><strong>Martin<\/strong><\/em>: These principles help us develop and apply AI technologies in our company in an ethical, transparent, and responsible manner. A top priority for Contovista is to build trust with customers, ensure data protection and security, and make sure our AI systems operate fairly and without bias. To allow banks and customers to understand this, we have consolidated and transparently published these principles.<\/p>\n<p>The AI principles give us clear guidelines and enable us to develop sustainable, trustworthy AI solutions in the long term. By defining and adhering to these principles, we ensure that our technologically advanced products are always ethical, secure, and customer-centric.<\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"image section logo-color logo-color-dark\" >\r\n  <div class=\"container\">\r\n    <div class=\"image__wrapper\">\r\n\r\n  \r\n      <img decoding=\"async\" \r\n        src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2024\/07\/20240723-Contovista-Blog-Post-AI-Principles_2.jpg\" \r\n        alt=\"\"\r\n        caption=\"\"\r\n        description=\"\">\r\n\r\n              <p class=\"text14 dark-sky-80\">Image: Martin Biehler (Senior Data Scientist) and Ilario Giordanelli (Data Scientist) in interview.<\/p>\r\n      \r\n      \r\n    <\/div>\r\n  <\/div>\r\n<\/section>  \n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <div class=\"textbox\">\r\n        <p><em><strong>And where exactly is this pioneering technology being used at Contovista? Can you give us specific use cases? You mentioned the analysis of transaction data earlier, are there any other examples?<\/strong><\/em><\/p>\n<p><em><strong>Ilario<\/strong><\/em>: There are quite a few, actually. Analysing transaction data is just the beginning. We also use GenAI for the precise identification and verification of merchant names, descriptions, URLs, and contact information. In addition, GenAI helps us with address extraction. We also employ embedding techniques, such as for determining the counterparty category<\/p>\n<p><em><strong>Martin<\/strong><\/em>: Supervised ML methods and gradient boosting models are also used. These techniques are used, for example, to predict the next holiday of customers or to rank customers based on purchase probabilities. Decision trees ensure that the models used are always transparent and explainable. Unsupervised ML approaches also support customer segmentation (spectral clustering, k-means). Probabilistic methods, such as kernel density estimation, are used to detect subscriptions.<\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <div class=\"textbox\">\r\n        <p><em><strong>This sounds like a wide range of applications that are already up and running today. What hurdles are there when implementing and using AI solutions in banks? And how does the cloud aspect play into this?<\/strong><\/em><\/p>\n<p><em><strong>Martin<\/strong><\/em>: One of the biggest challenges in implementing AI solutions in banks is the decision between on-premise systems and cloud environments. On-premise solutions offer greater control and can better meet stringent data protection requirements. At the same time, however, they are often more expensive and less flexible in terms of scalability. They often require the bank to make additional investments in infrastructure, such as new servers and GPUs, which also need to be maintained.<\/p>\n<p>On the other hand, cloud solutions offer cost efficiency and scalability but also bring challenges in data security and sovereignty. Added to this are requirements such as regulations, IT infrastructure, and skills. As a proven technology partner for financial institutions, we ensure that these aspects are always considered in our products, e.g. through the aforementioned AI principles.<\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <div class=\"textbox\">\r\n        <p><em><strong>What is your outlook for the future? What use cases do you foresee?<\/strong><\/em><\/p>\n<p><em><strong>Ilario<\/strong><\/em>: At the minute, our customers primarily use AI in areas such as personalised financial advice, risk management, fraud detection, and customer service automation. In the future, we would also expect a greater use of AI for predictive analytics to better understand customer behaviour and then offer tailored products and services. There is significant potential for dynamic financial institutions: if they build the necessary capabilities using our solutions quickly, flexibly, and securely, they can achieve a long-term competitive edge.<\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <h2>Contovista&#8217;s AI Principles<\/h2>\r\n          <div class=\"textbox\">\r\n        <p>With our principles for the development and application of innovative AI solutions, we ensure that this pioneering technology is used with maximum customer focus and the highest security standards. These principles take into account all important aspects discussed in the global debate surrounding AI, including the various planned regulations of different countries and institutions.<\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"image section logo-color logo-color-dark\" >\r\n  <div class=\"container\">\r\n    <div class=\"image__wrapper\">\r\n\r\n  \r\n      <img decoding=\"async\" \r\n        src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2024\/07\/20240723-Contovista-Blog-Post-AI-Principles_3_EN.jpg\" \r\n        alt=\"\"\r\n        caption=\"\"\r\n        description=\"\">\r\n\r\n              <p class=\"text14 dark-sky-80\">Image: Contovista&#8217;s AI Principles <\/p>\r\n      \r\n      \r\n    <\/div>\r\n  <\/div>\r\n<\/section>  \n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <div class=\"textbox\">\r\n        <ol>\n<li><strong>Maximum security<\/strong>: Strict security measures and encrypted, anonymised data protect customer data from access and misuse.<\/li>\n<li><strong>Customer centricity<\/strong>: Customised AI applications to enhance the user experience.<\/li>\n<li><strong>Comprehensive compliance<\/strong>: We ensure adherence to all legal and regulatory requirements in all markets where Contovista operates.<\/li>\n<li><strong>Data protection<\/strong>: Data protection is our top priority through the use of anonymised and non-traceable customer data (non-CID).<\/li>\n<li><strong>Transparency<\/strong>: Transparent and open communication about how our software analyses and processes data, including the use of AI components.<\/li>\n<li><strong>Reliability and responsibility<\/strong>: Our AI-based solutions and traceable processes strengthen trust in our automated financial solutions.<\/li>\n<li><strong>Ethics<\/strong>: Our solution is based on integrity and guarantees fair treatment of customers.<\/li>\n<li><strong>Sustainability<\/strong>: Environmental impact, such as CO2 emissions, is taken into account when evaluating the AI models to be developed.<\/li>\n<\/ol>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n \r\n<section class=\"section articles logo-color logo-color-dark\"  > \r\n  <div class=\"container\">\r\n      <h2>  \r\n      This might also interest you:    <\/h2>\r\n  \r\n        \r\n   \r\n\r\n\r\n    <div \r\n      class=\"articles__wrapper articles__wrapper--slider flex row fww\" \r\n      data-taxonomy=\"1\">\r\n\r\n      \r\n              \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"15404\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2026\/02\/20260204-Contovista-Blog-Winterrelease2026_EN-1-824x436.png)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/aktuelles\/news\/winter-release-2026\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Winter Release 2026<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>09.02.2026<\/span>\r\n                                <span>4 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>The Winter Release 2026 improves the subscription overview in digital banking and the transaction detail view, making recurring payments visible earlier and transactions clearer. 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LUKB is thus laying the foundation for open banking in the retail sector and sending a clear signal to the market: multibanking is not the future, but the present.\r\n<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"13473\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/10\/20251024-Contovista-Linkedln-MB_2-824x436.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/multibanking-for-retail-to-launch-shortly\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Multibanking for retail to launch shortly<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>30.10.2025<\/span>\r\n                                <span>5 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>Multibanking for private individuals in Switzerland will be launched shortly &#8211; with Contovista, banks are perfectly prepared. 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We analyze the critical \u201cbuild or buy\u201d question!<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"13801\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/05\/Rene_kohler2-824x436.png)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/contovista-interview-bilanz\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Interview with Ren\u00e9 Kohler<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>29.05.2025<\/span>\r\n                                <span>11 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>In an exclusive interview, Unit Head Ren\u00e9 Kohler explains how the innovative solutions from Contovista generate value add for both financial institutions and their customers. And how Contovista is propelling banking into the future with AI finance management and artificial intelligence that truly makes a difference.<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"13515\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/02\/ConnectUs-2025-824x436.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/contovista-connectus\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Contovista &amp; connectUS<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>27.02.2025<\/span>\r\n                                <span>2 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>At Contovista, we believe in innovation and networking &#8211; which is why we are delighted to support ConnectUS 2025. The FHNW&#8217;s international student project offers valuable insights into global business trends, sustainable innovations and enables the development of a strong network.<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"13426\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/02\/20250129-Contovista-Newsletter-February_1.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/winterrelease-2025\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Winter Release 2025<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>14.02.2025<\/span>\r\n                                <span>4 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>In 2024, the use of the AI Personal Finance Manager in digital banking increased by 31%. In addition: Custom categories now offer the option of creating one&#8217;s own categories to personalise the banking experience even more. This makes the AI Finance Managers so much more customer-centric &#8211; and even more intuitive thanks to the direct category view in the transaction list. Now customers can see at a glance where their money is going even more easily. This saves time and helps them manage their finances more efficiently.  \r\n\r\nTranslated with DeepL.com (free version)<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"13399\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/02\/20250129-Contovista-Newsletter-February_2.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/smart-decision-making-with-client-analytics\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Smarter Decision-Making with Client Analytics<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>30.01.2025<\/span>\r\n                                <span>5 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>Stay close to your customers: With client analytics from Contovista, financial institutions gain even deeper insights into their customers&#8217; financial situations \u2013 enabling better quality advice and more targeted product sales. <\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"13282\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2024\/11\/20241126_Contovista_Community-Meeting_14-1-824x436.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/recap-community-meeting-2024\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Community Meeting 2024<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>27.11.2024<\/span>\r\n                                <span>8 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>This year&#8217;s Contovista Community Meeting took place on 26th November at the Kraftwerk-Impact Hub in Zurich. The focus was on future topics and new solutions relating to AI in banking and open finance. At the top of the agenda: AI and generative AI (GenAI). The second focus of the evening was on open finance and multibanking, particularly with regard to the benefits for banks and customers.<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"12384\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2024\/07\/20240709-Contovista-Blog-Post-EE-Integration-PFMBFM_header-824x436.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/contovista-ai-finance-manager\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">AI Finance Manager<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>12.07.2024<\/span>\r\n                                <span>9 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>Contovista presents the new AI Finance Manager &#8211; The benefit for financial institutions: They can utilise productive functions via integrated client analytics features based on AI. The advantage for end customers: AI-based features are also conveniently available through PFM (private customers) and BFM (business customers).<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"12136\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2024\/05\/20240905-Contovista-Newsletter-May_10.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/data-driven-banking-und-analytical-framework\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Data-driven Banking and Analytical Framework<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>02.05.2024<\/span>\r\n                                <span>6 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>Over the past few months, a lot has been going on behind the scenes, and we would like to share some updates. The product team for the Finnova Analytical Framework has been completely integrated. The data-driven Analytical Framework by Finnova perfectly matches Contovista\u2019s data-driven banking strategy. <\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                                 \r\n\r\n    <\/div>\r\n\r\n      \r\n   \r\n    \r\n  <\/div>\r\n<\/section> \n\n\r\n<section class=\"stories section logo-color logo-color-dark\"  >\r\n  <div class=\"container flex row jcsb\">\r\n\r\n        \r\n            \r\n  <\/div>\r\n<\/section>","protected":false},"excerpt":{"rendered":"<p>In this interview with Martin Biehler (Senior Data Scientist) and Ilario Giordanelli (Data Scientist), two of our AI experts, they discuss the background, principles and specific use cases on this topic. In addition: How can AI help banks and their customers? What principles need to be applied to ensure that the use of AI is not only productive and innovative, but also robust, ethical and safe?<\/p>","protected":false},"author":4,"featured_media":12335,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-12355","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news_latest-news"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/posts\/12355","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/comments?post=12355"}],"version-history":[{"count":8,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/posts\/12355\/revisions"}],"predecessor-version":[{"id":13433,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/posts\/12355\/revisions\/13433"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/media\/12335"}],"wp:attachment":[{"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/media?parent=12355"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/categories?post=12355"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/tags?post=12355"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}