{"id":2815,"date":"2021-08-03T08:45:00","date_gmt":"2021-08-03T06:45:00","guid":{"rendered":"https:\/\/www.contovista.com\/swiss-banks-secure-competitive-advantages-with-analytics-and-digitalisation\/"},"modified":"2022-11-16T09:21:16","modified_gmt":"2022-11-16T08:21:16","slug":"swiss-banks-secure-competitive-advantages-with-analytics-and-digitalisation","status":"publish","type":"post","link":"https:\/\/www.contovista.com\/en\/news\/latest-news\/swiss-banks-secure-competitive-advantages-with-analytics-and-digitalisation\/","title":{"rendered":"Advantages With Analytics and Digitalisation"},"content":{"rendered":"<section height=\"710\" class=\"hero hero--diagonal hero--blue logo-color logo-color-white no-lazy\">\n  <div class=\"container container--standard\">\n    <div class=\"hero__wrapper flex row jscb\">\n\n            <div class=\"hero__info  hero__info--small hero__info--for-standard-image\">\n\n        <!-- Article data  -->\n        \n                    <a \n            href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/\" \n            class=\"hero__go-back-link\">\n            back to the overview          <\/a>\n          <div class=\"article__data article__data--postpage flex row aic\">\n            <span>03.08.2021<\/span>\n\n                        <span>13 min read<\/span> \n          <\/div>\n                <!-- Article data  -->\n\n        <!-- Titles  -->\n                              <h1 class=\"white\">Advantages with Analytics and Digitalisation<\/h1>\n                   \n\n                <!-- Titles  -->\n\n        <!-- Description  -->\n                        <!-- Description  -->\n\n        <!-- Button  -->\n         \n        <!-- Button  -->\n\n        <!-- Clients slider  -->\n                <!-- Clients slider  -->\n\n\n      <\/div>\n\n      <!-- Image \/ Lottie  -->\n              <div class=\"hero__image hero__image--standard\"> \n          <img decoding=\"async\" \n            class=\"no-lazy\"\n            src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2022\/10\/Header_cropped.jpg\" \n            alt=\"\"\n            caption=\"\"\n            description=\"\"\n            fetchpriority=\"high\">\n        <\/div> \n            <!-- Image \/ Lottie  -->\n\n    <\/div>\n  <\/div>\n<\/section> \n\n\n \n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\r\n\r\n<div class=\"breadcrumbs\">\r\n  <div class=\"container\">\r\n    <div class=\"breadcrumbs__wrapper flex row aic\">\r\n      <nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav>    <\/div> \r\n  <\/div>\r\n<\/div>\r\n\r\n\n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <h2>Swiss Banks Secure Competitive Advantages With Analytics and Digitalisation<\/h2>\r\n          <div class=\"textbox\">\r\n        <p><!-- wp:paragraph --><\/p>\n<p>No place in the world is as associated with banking as Switzerland. But can our banks still live up to their reputation?<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>Swiss banks are also in the midst of a wide-reading transformation, most of which comes in the guise of digitalisation and automation, although it\u2019s always essentially about ensuring greater innovative strength, <a href=\"https:\/\/media.contovista.com\/wie-banken-skalierbarkeit-und-differenzierung-mit-data-analytics-und-enrichment-gelingt-1d0f12c78281\" target=\"_blank\" rel=\"noopener\">customer centricity and scalability<\/a>.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>Successful transformation results in competitive advantages that guarantee the bank\u2019s future. Will Swiss banking manage to survive in the age of Open Banking and global competition?<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>These examples \u2013 made in Switzerland \u2013 prove that a future pioneering role for Switzerland is possible and show how Swiss banks can enjoy success with analytics and digitalisation to differentiate themselves and stand out from their competitors time and again.<\/p>\n<p><!-- \/wp:paragraph --><\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <h2>Leaders in Customer Satisfaction: Luzerner Kantonalbank Digitalises its Customer Experience<\/h2>\r\n          <div class=\"textbox\">\r\n        <p><!-- wp:paragraph --><\/p>\n<p>Luzerner Kantonalbank AG (LUKB) is <a href=\"https:\/\/blog.hslu.ch\/retailbanking\/2021\/06\/08\/welches-ist-die-digitalste-schweizer-retailbank\/\" target=\"_blank\" rel=\"noopener\">right up there with the most digital Swiss retail banks<\/a>. When developing new products and services for e-banking, LUBK focuses on customer needs \u2013 and bank customers like digital banking. They appreciate the convenience, user experience and availability of e-banking that is as user-friendly as possible.<\/p>\n<p>To ensure a customer-centric solution, a new look for their e-banking was developed and refined together with selected bank customers. During the redesign, finance management solutions for private and business customers were introduced that are now available to all LUKB customers. The specific improvements in digital banking are more or less determined by each customer, as they are tailored to individual user behaviour.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p><a href=\"https:\/\/blog.contovista.com\/customer-wishes-that-banks-fulfill-thanks-to-data-analytics-and-enrichment\" target=\"_blank\" rel=\"noopener\"><strong>What do bank customers really want? Find out here and learn how banks fulfil their customers\u2019 wishes.<\/strong><\/a><\/p>\n<p><!-- \/wp:paragraph --><\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <h2>The Journey Towards a Superior Customer Experience and Increased Differentiation<\/h2>\r\n          <div class=\"textbox\">\r\n        <p>The new products were developed by Swiss FinTech provider Contovista and tailored to LUKB\u2019s needs in terms of functionality and design. The integrated\u00a0<a href=\"https:\/\/www.contovista.com\/personal-finance-manager\/\">Personal Finance Manager<\/a>\u00a0increases the relevance of digital banking in the day-to-day lives of private customers. Daily updated KPIs to manage spending behaviour, such as \u201cLeft to spend\u201d and personalised insights, help customers to better understand their finances and achieve personal financial goals.<\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"image section logo-color logo-color-dark\" >\r\n  <div class=\"container\">\r\n    <div class=\"image__wrapper\">\r\n\r\n  \r\n      <img decoding=\"async\" \r\n        src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2021\/08\/PFM_LUKB1.png\" \r\n        alt=\"\"\r\n        caption=\"\"\r\n        description=\"\">\r\n\r\n      \r\n      \r\n    <\/div>\r\n  <\/div>\r\n<\/section>  \n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <div class=\"textbox\">\r\n        <p><strong>Related content: read this blog post to\u00a0<a href=\"https:\/\/blog.contovista.com\/personalization-enablers-in-banking\" target=\"_blank\" rel=\"noopener\">learn about the enablers of personalisation in banking<\/a>.<\/strong><\/p>\n<p>Contovista\u2019s\u00a0<a href=\"https:\/\/www.contovista.com\/business-finance-manager\/\">Business Finance Manager<\/a>, which is available for business customers, is the central financial cockpit for SMEs and enables business customers to plan liquidity in advance. Acting in an AI-based and data-driven manner, the BFM offers comprehensive analytics tools that enable business customers to have their cash flow under control at all times, gain more security and control over their finances and save valuable time to focus on their core tasks.<\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"image section logo-color logo-color-dark\" >\r\n  <div class=\"container\">\r\n    <div class=\"image__wrapper\">\r\n\r\n  \r\n      <img decoding=\"async\" \r\n        src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2021\/08\/BFM_LUKB1.jpg\" \r\n        alt=\"\"\r\n        caption=\"\"\r\n        description=\"\">\r\n\r\n      \r\n      \r\n    <\/div>\r\n  <\/div>\r\n<\/section>  \n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <div class=\"textbox\">\r\n        <p><strong>Read more about\u00a0<\/strong><a href=\"https:\/\/blog.contovista.com\/luzerner-kantonalbank-extends-its-digital-offering-with-contovista\" target=\"_blank\" rel=\"noopener\"><strong>how Luzerner Kantonalbank expands its digital offering with finance management solutions from Contovista<\/strong><\/a><strong>.<\/strong><\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <h2>Decreasing Costs for Increased Functionality: The Viseca App Provides End-to-End Optimisation<\/h2>\r\n          <div class=\"textbox\">\r\n        <p>The self-service offering of Viseca\u2019s one app provides real-time information on credit and debit card transactions. The idea? App users have complete transparency on all credit card spending and can break it down by category. The information displayed is individually tailored to users\u2019 financial needs. And it\u2019s going down well: with over 1 million users, the one app is the most used financial app in Switzerland.<\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"image-copy section logo-color logo-color-white\"  >\r\n  <div class=\"container\">\r\n    <div class=\"image-copy__wrapper flex jcsb\">\r\n      \r\n      <div class=\"image-copy__image\">\r\n\r\n                      <img decoding=\"async\" \r\n          src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2021\/08\/image1-e1666877346278.png\"  \r\n          alt=\"\"\r\n          caption=\"\"\r\n          description=\"\">\r\n                      \r\n              <\/div>\r\n\r\n      <div class=\"image-copy__copy\">\r\n        <h2><\/h2> \r\n        <div class=\"textbox\">\r\n          <p>In the one app, no two user experiences are alike: personalisation is based on data analytics and existing quantity structures. Via intelligent data analysis in the self-service system, users maintain the best possible overview of their spending behaviour and can navigate the app independently.<\/p>\n<p>The result? Customer service inquiries relating to transaction identification have been reduced by around 10 percent \u2013 and this trend looks set to continue. The impact on other key business drivers, such as card sales and churn rates, is being analysed on an ongoing basis. However, the findings thus far point to promising developments in these areas as well.<\/p>\r\n                  <\/div>\r\n      <\/div>\r\n\r\n    <\/div>\r\n  <\/div>\r\n<\/section> \n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <h2>The Path to Minimising Costs and Ensuring Greater Transparency for Users<\/h2>\r\n          <div class=\"textbox\">\r\n        <p><!-- wp:heading --><\/p>\n<p>With Contovista\u2019s support, Viseca has taken the analytics functions integrated into the one app to a whole new level. Transaction data is enriched with valuable additional information such as the spending category and merchant name. This way, Viseca offers its users a comprehensive solution for personal finance management.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>The analytics functions of the one app as well as the categorisation of credit card transactions are based on the <a href=\"https:\/\/www.contovista.com\/de\/enrichment\/\">Contovista Enrichment Engine<\/a>. The real-time connection via an API enables new transactions and credit card authorisations to be immediately enriched with an expense category and displayed in the one app. Viseca thereby reduces support costs and encourages its users to keep their spending under control.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p><a href=\"https:\/\/resources.contovista.com\/viseca-one-app-case-study\" target=\"_blank\" rel=\"noopener\"><strong>Read the case study on how Switzerland\u2019s no. 1 finance app optimises its user experience and reduces support costs.<\/strong><\/a><\/p>\n<p><!-- \/wp:paragraph --><\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <h2>Data-Driven Banking Makes Innovation Scalable: How Raiffeisen Succeeds<\/h2>\r\n          <div class=\"textbox\">\r\n        <p><!-- wp:heading --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>With around 3.8 million Swiss private customers, Raiffeisen is a heavyweight in the Swiss banking world. Its success is based not only on keeping up with the times, but also on actively shaping them. Given their high number of customers, Raiffeisenbank has to ensure that its architecture is designed in such a way that innovation can be scaled seamlessly, even with increasing data volumes and user numbers.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>To remain innovative in the long run, Raiffeisen relies on a mix of internal know-how and Open Banking partnerships for data-driven solutions. This way, Raiffeisen Bank shows once again that it is in no way inferior to challenger banks, and not only in terms of the user experience.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>More on this topic: <a href=\"https:\/\/blog.contovista.com\/how-banks-achieve-scalability-and-differentiation-with-data-analytics-and-enrichment\" target=\"_blank\" rel=\"noopener\"><strong>How scalability in banking works!<\/strong><\/a><!-- \/wp:paragraph --><\/p>\n<p><!-- \/wp:paragraph --><\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"image section logo-color logo-color-dark\" >\r\n  <div class=\"container\">\r\n    <div class=\"image__wrapper\">\r\n\r\n  \r\n      <img decoding=\"async\" \r\n        src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2021\/08\/Finanzassistent-Uebersicht-DE.jpg\" \r\n        alt=\"\"\r\n        caption=\"\"\r\n        description=\"\">\r\n\r\n      \r\n      \r\n    <\/div>\r\n  <\/div>\r\n<\/section>  \n\n\r\n<section class=\"title-copy section logo-color logo-color-dark\"  >\r\n  <div class=\"container\">\r\n    <div class=\"title-copy__wrapper\">\r\n          <h2>The Path to Continuous Innovation and Scalable Data-Driven Banking<\/h2>\r\n          <div class=\"textbox\">\r\n        <p><!-- wp:paragraph --><\/p>\n<p>Thanks to the long-standing Open Banking partnership with Contovista\u2019s data experts, Raiffeisen benefits from the innovative strength of a dynamic FinTech and can regularly offer its customers new updates and added value.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>These benefits are clearly illustrated by the example of the financial assistant, which undergoes continuous development by Contovista. As part of the regular updates, the approximately 1.6 million e-banking users receive the very latest functions to ensure an innovative banking experience. The financial assistant is fully integrated into Raiffeisenbank&#8217;s e-banking and impresses with its clear design and the many, customer-friendly details that give users optimal control over their finances.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>Based on intelligent data enrichment and analytics, the AI-driven solution provides real-time insights and proactively highlights key events. Services such as semantic transaction search, merchant logos for better orientation, and advanced budget planning with daily alerts complement the existing customer offering. There\u2019s also a monthly \u201cleft to spend\u201d calculation, helping to better manage spending based on monthly incoming cash flow.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>The result? Bank customers have better control over their finances, banks boost customer loyalty and can respond to customer needs in an even more personalised way in the future with highly relevant offers and recommendations.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p><a href=\"https:\/\/resources.contovista.com\/whitepaper-data-driven-banking\" rel=\"noopener\" target=\"_blank\">&#8230; Learn more about how to stay at the top of the game in our free whitepaper Data-driven Banking:<\/a><\/p>\n<p><!-- \/wp:paragraph --><\/p>      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\n\n\r\n<section class=\"image section logo-color logo-color-dark\" >\r\n  <div class=\"container\">\r\n    <div class=\"image__wrapper\">\r\n\r\n  \r\n      <img decoding=\"async\" \r\n        src=\"https:\/\/www.contovista.com\/wp-content\/uploads\/2021\/08\/Data_Analytics_For_Swiss_Banking.jpeg\" \r\n        alt=\"\"\r\n        caption=\"\"\r\n        description=\"\">\r\n\r\n      \r\n      \r\n    <\/div>\r\n  <\/div>\r\n<\/section>  \n\n \r\n<section class=\"section articles logo-color logo-color-dark\"  > \r\n  <div class=\"container\">\r\n      <h2>  \r\n      This might also interest you    <\/h2>\r\n  \r\n        \r\n   \r\n\r\n\r\n    <div \r\n      class=\"articles__wrapper articles__wrapper--slider flex row fww\" \r\n      data-taxonomy=\"1\">\r\n\r\n      \r\n              \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"15404\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2026\/02\/20260204-Contovista-Blog-Winterrelease2026_EN-1-824x436.png)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/aktuelles\/news\/winter-release-2026\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Winter Release 2026<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>09.02.2026<\/span>\r\n                                <span>4 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>The Winter Release 2026 improves the subscription overview in digital banking and the transaction detail view, making recurring payments visible earlier and transactions clearer. This increases transparency for customers and provides a better basis for well-informed decisions and next steps in everyday digital banking.<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"15358\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2026\/01\/20260113-Contovista-Blog-Client-Analytics-AI-824x436.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/ai-in-banking-boundless-potential\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">AI in Banking: Boundless Potential?<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>24.12.2025<\/span>\r\n                                <span>8 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>AI is the mega-trend of our time. The potential of this new paradigm appears almost limitless \u2013 including in the financial sector. Massive efficiency gains, hyper-personalised services and deeply disruptive innovations are made possible by Generative AI (GenAI). At the same time, however, critical voices are growing louder.<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"15096\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/12\/20251204_Header_Interview-Nathalie-e1764862214163-824x436.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/success-factors-for-pfm\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Success Factors for PFM<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>05.12.2025<\/span>\r\n                                <span>10 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>Nathalie explains why high user adoption is crucial for PFM success and which best practices help achieve this goal. A successful PFM implementation requires delivering effective solutions for relevant customer needs and ensuring deep integration into everyday banking. Equally important, however, is clear and targeted communication.<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"15022\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/11\/20251118-Contovista-Linkedln-LUKB_3-824x436.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/lukb-multibanking-first-mover\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">LUKB Multibanking First Mover<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>24.11.2025<\/span>\r\n                                <span>6 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>Since September, Luzerner Kantonalbank (LUKB) has been one of the first banks in Switzerland to offer private individuals fully integrated multibanking in e-banking and mobile banking free of charge. LUKB is thus laying the foundation for open banking in the retail sector and sending a clear signal to the market: multibanking is not the future, but the present.\r\n<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"13473\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/10\/20251024-Contovista-Linkedln-MB_2-824x436.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/multibanking-for-retail-to-launch-shortly\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Multibanking for retail to launch shortly<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>30.10.2025<\/span>\r\n                                <span>5 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>Multibanking for private individuals in Switzerland will be launched shortly &#8211; with Contovista, banks are perfectly prepared. As the Swiss pioneer in multibanking, we are implementing multibanking solutions that enable efficient financial management across different bank accounts. This includes not only account balances and transactions, but also further insights into your own finances or other value-added services, such as intelligent tax deductions, a carbon footprint manager or a subscription overview.<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"14385\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/07\/20250708-Contovista-Linkedln-Sneek-Preview_blog-824x436.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/summerrelease-2025\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Summer Release 2025<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>24.07.2025<\/span>\r\n                                <span>7 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>Banking that Thinks Ahead: The summer 2025 release once again focuses on intelligent automation and enhanced user experience. New highlights such as Smart Balance Optimizer, natural language search, subscription features for SMEs and the enhancement of the Carbon Footprint Manager show that our AI solutions continue to evolve.<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"14390\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/07\/20250708-Contovista-Blog2-Sommerrelease-2025-824x436.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/smart-balance-optimizer\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Smart Balance Optimizer<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>16.07.2025<\/span>\r\n                                <span>5 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>Contovista introduces Self-Driving Money to Digital Banking. The solution is based on explainable agentic AI and ensures that money is working in the right place. Automatic, understandable and under the control of users at all times.<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"14071\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/07\/20250623-Contovista-Blog-build-or-buy_header-824x436.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/make-or-buy\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">The fastest way for banks to leverage the potential of transaction data<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>15.07.2025<\/span>\r\n                                <span>10 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>Should financial institutions build the necessary AI capabilities for transaction data analysis themselves &#8211; or would they rather buy in some external solutions? We analyze the critical \u201cbuild or buy\u201d question!<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"13801\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/05\/Rene_kohler2-824x436.png)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/contovista-interview-bilanz\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Interview with Ren\u00e9 Kohler<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>29.05.2025<\/span>\r\n                                <span>11 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>In an exclusive interview, Unit Head Ren\u00e9 Kohler explains how the innovative solutions from Contovista generate value add for both financial institutions and their customers. And how Contovista is propelling banking into the future with AI finance management and artificial intelligence that truly makes a difference.<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"13515\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/02\/ConnectUs-2025-824x436.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/contovista-connectus\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Contovista &amp; connectUS<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>27.02.2025<\/span>\r\n                                <span>2 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>At Contovista, we believe in innovation and networking &#8211; which is why we are delighted to support ConnectUS 2025. The FHNW&#8217;s international student project offers valuable insights into global business trends, sustainable innovations and enables the development of a strong network.<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"13426\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/02\/20250129-Contovista-Newsletter-February_1.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/winterrelease-2025\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Winter Release 2025<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>14.02.2025<\/span>\r\n                                <span>4 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>In 2024, the use of the AI Personal Finance Manager in digital banking increased by 31%. In addition: Custom categories now offer the option of creating one&#8217;s own categories to personalise the banking experience even more. This makes the AI Finance Managers so much more customer-centric &#8211; and even more intuitive thanks to the direct category view in the transaction list. Now customers can see at a glance where their money is going even more easily. This saves time and helps them manage their finances more efficiently.  \r\n\r\nTranslated with DeepL.com (free version)<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"13399\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2025\/02\/20250129-Contovista-Newsletter-February_2.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/smart-decision-making-with-client-analytics\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Smarter Decision-Making with Client Analytics<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>30.01.2025<\/span>\r\n                                <span>5 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>Stay close to your customers: With client analytics from Contovista, financial institutions gain even deeper insights into their customers&#8217; financial situations \u2013 enabling better quality advice and more targeted product sales. <\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"13282\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2024\/11\/20241126_Contovista_Community-Meeting_14-1-824x436.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/recap-community-meeting-2024\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">Community Meeting 2024<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>27.11.2024<\/span>\r\n                                <span>8 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>This year&#8217;s Contovista Community Meeting took place on 26th November at the Kraftwerk-Impact Hub in Zurich. The focus was on future topics and new solutions relating to AI in banking and open finance. At the top of the agenda: AI and generative AI (GenAI). The second focus of the evening was on open finance and multibanking, particularly with regard to the benefits for banks and customers.<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"12355\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2024\/07\/20240723-Contovista-Blog-Post-AI-Principles_1-824x436.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/ai-as-a-competitive-edge\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">AI as a Competitive Edge<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>22.07.2024<\/span>\r\n                                <span>10 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>In this interview with Martin Biehler (Senior Data Scientist) and Ilario Giordanelli (Data Scientist), two of our AI experts, they discuss the background, principles and specific use cases on this topic. In addition: How can AI help banks and their customers? What principles need to be applied to ensure that the use of AI is not only productive and innovative, but also robust, ethical and safe?<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                  \r\n  \r\n                    \r\n          \r\n          <div \r\n            class=\"article article--normal column aic\" \r\n            data-post-id=\"12384\"> \r\n            <div  \r\n              class=\"article__image\" \r\n              style=\"background-image:url(https:\/\/www.contovista.com\/wp-content\/uploads\/2024\/07\/20240709-Contovista-Blog-Post-EE-Integration-PFMBFM_header-824x436.jpg)\">\r\n            <\/div>\r\n            <a href=\"https:\/\/www.contovista.com\/en\/news\/latest-news\/contovista-ai-finance-manager\/\" class=\"article__info\">\r\n              <h3 class=\"fw700\">AI Finance Manager<\/h3>\r\n              <div class=\"article__data flex row aic\">\r\n                <span>12.07.2024<\/span>\r\n                                <span>9 min read<\/span>\r\n              <\/div>\r\n \r\n              <p>Contovista presents the new AI Finance Manager &#8211; The benefit for financial institutions: They can utilise productive functions via integrated client analytics features based on AI. The advantage for end customers: AI-based features are also conveniently available through PFM (private customers) and BFM (business customers).<\/p>\r\n              <div class=\"btn btn--arrowed\">Read article <\/div>\r\n            <\/a>\r\n          <\/div>\r\n\r\n                                 \r\n\r\n    <\/div>\r\n\r\n      \r\n   \r\n    \r\n  <\/div>\r\n<\/section>","protected":false},"excerpt":{"rendered":"<p>No place in the world is as associated with banking as Switzerland. But can our banks still live up to their reputation?<\/p>","protected":false},"author":3,"featured_media":2816,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2815","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news_latest-news"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/posts\/2815","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/comments?post=2815"}],"version-history":[{"count":17,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/posts\/2815\/revisions"}],"predecessor-version":[{"id":6267,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/posts\/2815\/revisions\/6267"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/media\/2816"}],"wp:attachment":[{"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/media?parent=2815"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/categories?post=2815"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.contovista.com\/en\/wp-json\/wp\/v2\/tags?post=2815"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}