Greater transparency and intelligent automation.
Greater transparency and intelligent automation.
Recurring payments and transactions are everywhere, but context is often lacking. Subscriptions are recognized late or not at all, and expenses are inadequately categorized. Transaction data is visible—but not really understandable.
The Winter Release 2026 addresses this issue with precise subscription recognition and context-rich transaction overviews that enable informed decisions in everyday digital banking.
With our new winter release, we have specifically enhanced the automatic subscription recognition in our finance managers. Recurring payments are now reliably recognized as subscriptions from the first booking. This makes it possible to see early on what ongoing obligations exist – a crucial basis for planning and informed decisions.
Financial institutions can thus create a reliable basis for better financial planning and informed decisions for their customers.
Unlike other solutions on the market, which only recognize recurring payments after several cycles, we rely on a data-driven approach. By combining probabilistic models and statistical methods, the system identifies subscriptions immediately and accurately.
Monthly, quarterly, or even semi-annual and annual payments are classified correctly without months of history.
Seamless recognition across all payments
Subscriptions are now also identified across payment methods – from credit cards to TWINT and eBill to direct debit and one-off payments. This improves coverage and reduces gaps that often lead to confusion in everyday life.
The winter release offers banks another clear advantage in terms of implementation. Subscription recognition is available as a standalone solution. This allows it to be easily integrated into existing digital channels via API without the need for extensive restructuring. This means that subscription transparency can be added in a targeted manner – regardless of whether Finance Manager has been fully implemented.
Transactions are central to everyday digital banking. With the winter release, transaction lists and detailed views have been specifically enhanced to clearly structure relevant information and make the context of individual bookings visible.
Clearer structures, better readability, and contextualized spending statistics help users understand and classify transactions more quickly. The update is complemented by understandable function descriptions and the download of transaction confirmations – for greater clarity, control, and a better user experience.
